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Question: Are you able to file bankruptcy after changes to the bankruptcy law?

Answer: New bankruptcy laws took effect on October 17, 2005. These changes were the result of intense lobbying by credit card companies and other lenders

Question: What is bankruptcy?

Answer: Bankruptcy is a set of laws designed to help individuals and companies protect their property and satisfy their debts to the best of their ability.

Question: How can bankruptcy help me?

Answer: Filing bankruptcy causes an automatic stay to go into effect, which stops most of the collection attempts against you and your property immediately.

Question: What is the difference between Chapter 7 and Chapter 13 bankruptcy?

Answer: A Chapter 7 bankruptcy is often referred to as a "liquidation" bankruptcy and discharges most of your unsecured debt.

Question: What does it cost to file for bankruptcy?

Answer: For Chapter 13 bankruptcy, you must pay the filing fee of $281 in addition to the other costs associated with filing including the credit counseling expense.

Question: Are you able to file bankruptcy after changes to the bankruptcy law?

Answer: New bankruptcy laws took effect on October 17, 2005. These changes were the result of intense lobbying by credit card companies and other lenders

Question: What is bankruptcy?

Answer: Bankruptcy is a set of laws designed to help individuals and companies protect their property and satisfy their debts to the best of their ability.